Call reports 2015
HADDON SAVINGS BANK — 2015
What HADDON SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 310,782,000 | 314,645,000 | 318,472,000 | 318,895,000 |
| Total loans | 93,487,000 | 94,989,000 | 97,600,000 | 97,245,000 |
| Allowance for loan losses | 286,000 | 306,000 | 320,000 | 326,000 |
| Securities available for sale | 96,817,000 | 98,815,000 | 99,178,000 | 98,225,000 |
| Securities held to maturity | 102,760,000 | 103,328,000 | 100,619,000 | 103,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,053,000 | 248,511,000 | 251,783,000 | 253,626,000 |
| Interest-bearing deposits | 244,725,000 | 247,027,000 | 250,290,000 | 252,175,000 |
| Noninterest-bearing deposits | 1,328,000 | 1,484,000 | 1,493,000 | 1,451,000 |
| Equity capital | 29,775,000 | 29,246,000 | 29,847,000 | 29,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,563,000 | 5,383,000 | 7,257,000 |
| Interest expense | 556,000 | 1,113,000 | 1,660,000 | 2,201,000 |
| Net interest income | 1,228,000 | 2,450,000 | 3,723,000 | 5,056,000 |
| Noninterest income | 39,000 | 129,000 | 213,000 | 292,000 |
| Noninterest expense | 1,116,000 | 2,233,000 | 3,373,000 | 4,538,000 |
| Provision for loan losses | 27,000 | 47,000 | 61,000 | 67,000 |
| Pretax income | 153,000 | 372,000 | 615,000 | 880,000 |
| Income tax | 40,000 | 104,000 | 179,000 | 262,000 |
| Net income | 113,000 | 268,000 | 436,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,272,000 | 30,427,000 | 30,594,000 | 30,777,000 |
| Total capital | 30,558,000 | 30,733,000 | 30,914,000 | 31,103,000 |
| Risk-weighted assets | 100,662,000 | 103,703,000 | 104,842,000 | 106,294,000 |