Call reports 2014
HADDON SAVINGS BANK — 2014
What HADDON SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 311,075,000 | 310,310,000 | 308,117,000 | 308,285,000 |
| Total loans | 93,336,000 | 92,960,000 | 92,084,000 | 93,194,000 |
| Allowance for loan losses | 243,000 | 234,000 | 247,000 | 259,000 |
| Securities available for sale | 94,929,000 | 94,299,000 | 94,660,000 | 93,965,000 |
| Securities held to maturity | 101,534,000 | 101,137,000 | 100,474,000 | 102,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,480,000 | 248,398,000 | 244,203,000 | 243,928,000 |
| Interest-bearing deposits | 247,950,000 | 246,359,000 | 242,977,000 | 242,688,000 |
| Noninterest-bearing deposits | 1,530,000 | 2,039,000 | 1,226,000 | 1,240,000 |
| Equity capital | 29,633,000 | 29,474,000 | 29,440,000 | 29,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,710,000 | 3,368,000 | 5,049,000 | 6,782,000 |
| Interest expense | 617,000 | 1,221,000 | 1,816,000 | 2,391,000 |
| Net interest income | 1,093,000 | 2,147,000 | 3,233,000 | 4,391,000 |
| Noninterest income | 107,000 | 139,000 | 217,000 | 309,000 |
| Noninterest expense | 1,142,000 | 2,244,000 | 3,358,000 | 4,473,000 |
| Provision for loan losses | 35,000 | 42,000 | 58,000 | 70,000 |
| Pretax income | 23,000 | 87,000 | 190,000 | 322,000 |
| Income tax | -16,000 | -6,000 | 13,000 | 44,000 |
| Net income | 39,000 | 93,000 | 177,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,921,000 | 29,974,000 | 30,058,000 | 30,159,000 |
| Total capital | 30,164,000 | 30,208,000 | 30,305,000 | 30,418,000 |
| Risk-weighted assets | 118,354,000 | 112,919,000 | 111,571,000 | 109,558,000 |