Call reports 2012
HADDON SAVINGS BANK — 2012
What HADDON SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 312,225,000 | 312,362,000 | 312,092,000 | 308,293,000 |
| Total loans | 101,014,000 | 99,775,000 | 99,199,000 | 98,200,000 |
| Allowance for loan losses | 244,000 | 274,000 | 246,000 | 253,000 |
| Securities available for sale | 82,550,000 | 89,741,000 | 90,142,000 | 86,588,000 |
| Securities held to maturity | 104,898,000 | 101,668,000 | 102,521,000 | 102,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,608,000 | 251,482,000 | 250,750,000 | 250,269,000 |
| Interest-bearing deposits | 250,971,000 | 250,822,000 | 249,825,000 | 248,956,000 |
| Noninterest-bearing deposits | 637,000 | 660,000 | 925,000 | 1,313,000 |
| Equity capital | 29,223,000 | 29,424,000 | 29,760,000 | 29,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,065,000 | 4,093,000 | 6,048,000 | 7,901,000 |
| Interest expense | 892,000 | 1,722,000 | 2,523,000 | 3,280,000 |
| Net interest income | 1,173,000 | 2,371,000 | 3,525,000 | 4,621,000 |
| Noninterest income | 70,000 | 132,000 | 197,000 | 280,000 |
| Noninterest expense | 1,144,000 | 2,275,000 | 3,421,000 | 4,587,000 |
| Provision for loan losses | 12,000 | 42,000 | 56,000 | 77,000 |
| Pretax income | 87,000 | 186,000 | 245,000 | 269,000 |
| Income tax | 6,000 | 20,000 | 18,000 | -2,000 |
| Net income | 81,000 | 166,000 | 227,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,976,000 | 30,061,000 | 30,122,000 | 30,166,000 |
| Total capital | 30,220,000 | 30,335,000 | 30,368,000 | 30,419,000 |
| Risk-weighted assets | 112,403,000 | 115,574,000 | 123,874,000 | 123,570,000 |