Call reports 2008
HADDON SAVINGS BANK — 2008
What HADDON SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 259,183,000 | 263,200,000 | 264,709,000 | 268,114,000 |
| Total loans | 89,037,000 | 91,758,000 | 94,915,000 | 93,625,000 |
| Allowance for loan losses | 446,000 | 416,000 | 417,000 | 417,000 |
| Securities available for sale | 46,483,000 | 45,542,000 | 51,913,000 | 52,758,000 |
| Securities held to maturity | 109,549,000 | 115,518,000 | 106,787,000 | 108,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,862,000 | 209,332,000 | 211,499,000 | 213,641,000 |
| Interest-bearing deposits | 204,419,000 | 208,868,000 | 211,051,000 | 213,201,000 |
| Noninterest-bearing deposits | 444,000 | 465,000 | 448,000 | 440,000 |
| Equity capital | 28,086,000 | 27,819,000 | 27,400,000 | 28,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,141,000 | 6,267,000 | 9,429,000 | 12,592,000 |
| Interest expense | 2,271,000 | 4,370,000 | 6,388,000 | 8,366,000 |
| Net interest income | 870,000 | 1,897,000 | 3,041,000 | 4,226,000 |
| Noninterest income | 40,000 | 62,000 | 81,000 | 101,000 |
| Noninterest expense | 974,000 | 1,954,000 | 2,994,000 | 4,075,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 6,000 |
| Pretax income | -64,000 | 5,000 | 126,000 | 246,000 |
| Income tax | -20,000 | 3,000 | 47,000 | -255,000 |
| Net income | -44,000 | 2,000 | 79,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,524,000 | 27,569,000 | 27,646,000 | 28,070,000 |
| Total capital | 27,970,000 | 27,985,000 | 28,063,000 | 28,487,000 |
| Risk-weighted assets | 105,226,000 | 107,660,000 | 112,773,000 | 113,346,000 |