Call reports 2007
HADDON SAVINGS BANK — 2007
What HADDON SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 254,571,000 | 255,943,000 | 253,210,000 | 255,536,000 |
| Total loans | 85,954,000 | 87,058,000 | 87,405,000 | 89,558,000 |
| Allowance for loan losses | 453,000 | 453,000 | 453,000 | 453,000 |
| Securities available for sale | 22,395,000 | 26,458,000 | 24,502,000 | 34,482,000 |
| Securities held to maturity | 134,439,000 | 131,940,000 | 131,019,000 | 121,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,139,000 | 203,898,000 | 200,985,000 | 201,617,000 |
| Interest-bearing deposits | 201,677,000 | 202,909,000 | 200,565,000 | 201,181,000 |
| Noninterest-bearing deposits | 462,000 | 989,000 | 421,000 | 436,000 |
| Equity capital | 27,956,000 | 27,711,000 | 27,799,000 | 27,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,994,000 | 5,996,000 | 9,054,000 | 12,216,000 |
| Interest expense | 2,178,000 | 4,412,000 | 6,677,000 | 8,973,000 |
| Net interest income | 816,000 | 1,584,000 | 2,377,000 | 3,243,000 |
| Noninterest income | 22,000 | 46,000 | 66,000 | 91,000 |
| Noninterest expense | 1,066,000 | 2,109,000 | 3,078,000 | 4,143,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -233,000 | -484,000 | -638,000 | -812,000 |
| Income tax | -78,000 | -160,000 | -211,000 | -270,000 |
| Net income | -155,000 | -324,000 | -427,000 | -542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,955,000 | 27,785,000 | 27,683,000 | 27,567,000 |
| Total capital | 28,408,000 | 28,238,000 | 28,136,000 | 28,020,000 |
| Risk-weighted assets | 91,585,000 | 93,859,000 | 93,135,000 | 96,922,000 |