Call reports 2005
HADDON SAVINGS BANK — 2005
What HADDON SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 258,986,000 | 258,082,000 | 260,507,000 | 257,265,000 |
| Total loans | 77,574,000 | 79,806,000 | 78,816,000 | 84,319,000 |
| Allowance for loan losses | 408,000 | 417,000 | 426,000 | 435,000 |
| Securities available for sale | 29,577,000 | 30,346,000 | 28,460,000 | 30,921,000 |
| Securities held to maturity | 139,477,000 | 135,745,000 | 136,615,000 | 129,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,160,000 | 207,820,000 | 206,203,000 | 202,795,000 |
| Interest-bearing deposits | 208,679,000 | 207,305,000 | 205,793,000 | 202,355,000 |
| Noninterest-bearing deposits | 481,000 | 515,000 | 410,000 | 440,000 |
| Equity capital | 27,606,000 | 27,919,000 | 28,089,000 | 28,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,685,000 | 5,342,000 | 8,054,000 | 10,889,000 |
| Interest expense | 1,274,000 | 2,610,000 | 4,040,000 | 5,622,000 |
| Net interest income | 1,411,000 | 2,732,000 | 4,014,000 | 5,267,000 |
| Noninterest income | 28,000 | 48,000 | 70,000 | 91,000 |
| Noninterest expense | 967,000 | 1,920,000 | 2,898,000 | 3,886,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 458,000 | 837,000 | 1,154,000 | 1,431,000 |
| Income tax | 158,000 | 274,000 | 383,000 | 478,000 |
| Net income | 300,000 | 563,000 | 771,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,777,000 | 28,040,000 | 28,248,000 | 28,430,000 |
| Total capital | 28,185,000 | 28,457,000 | 28,674,000 | 28,865,000 |
| Risk-weighted assets | 87,836,000 | 88,672,000 | 89,091,000 | 94,639,000 |