Call reports 2004
HADDON SAVINGS BANK — 2004
What HADDON SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 260,850,000 | 260,716,000 | 259,702,000 | 261,320,000 |
| Total loans | 74,789,000 | 77,947,000 | 78,326,000 | 77,609,000 |
| Allowance for loan losses | 371,000 | 379,000 | 388,000 | 396,000 |
| Securities available for sale | 27,802,000 | 27,407,000 | 25,811,000 | 29,581,000 |
| Securities held to maturity | 144,205,000 | 144,707,000 | 140,391,000 | 140,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,887,000 | 211,655,000 | 210,290,000 | 211,670,000 |
| Interest-bearing deposits | 211,444,000 | 211,175,000 | 209,892,000 | 211,215,000 |
| Noninterest-bearing deposits | 443,000 | 480,000 | 399,000 | 455,000 |
| Equity capital | 26,619,000 | 26,802,000 | 27,122,000 | 27,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,505,000 | 5,063,000 | 7,679,000 | 10,438,000 |
| Interest expense | 1,141,000 | 2,339,000 | 3,552,000 | 4,804,000 |
| Net interest income | 1,364,000 | 2,724,000 | 4,127,000 | 5,634,000 |
| Noninterest income | 28,000 | 61,000 | 78,000 | 98,000 |
| Noninterest expense | 909,000 | 1,808,000 | 2,762,000 | 3,796,000 |
| Provision for loan losses | 9,000 | 17,000 | 26,000 | 34,000 |
| Pretax income | 480,000 | 966,000 | 1,423,000 | 1,908,000 |
| Income tax | 170,000 | 339,000 | 502,000 | 667,000 |
| Net income | 310,000 | 627,000 | 921,000 | 1,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,544,000 | 26,863,000 | 27,157,000 | 27,477,000 |
| Total capital | 26,915,000 | 27,242,000 | 27,545,000 | 27,873,000 |
| Risk-weighted assets | 89,277,000 | 90,175,000 | 89,400,000 | 87,769,000 |