Call reports 2003
HADDON SAVINGS BANK — 2003
What HADDON SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 239,582,000 | 239,810,000 | 243,357,000 | 243,449,000 |
| Total loans | 76,139,000 | 72,372,000 | 72,402,000 | 73,131,000 |
| Allowance for loan losses | 338,000 | 347,000 | 353,000 | 362,000 |
| Securities available for sale | 23,671,000 | 28,527,000 | 27,628,000 | 27,576,000 |
| Securities held to maturity | 119,732,000 | 122,769,000 | 128,792,000 | 131,896,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,642,000 | 213,547,000 | 216,877,000 | 214,786,000 |
| Interest-bearing deposits | 213,214,000 | 213,111,000 | 216,467,000 | 213,894,000 |
| Noninterest-bearing deposits | 428,000 | 436,000 | 410,000 | 892,000 |
| Equity capital | 25,458,000 | 25,783,000 | 26,036,000 | 26,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,934,000 | 5,653,000 | 8,223,000 | 10,846,000 |
| Interest expense | 1,455,000 | 2,800,000 | 4,069,000 | 5,260,000 |
| Net interest income | 1,479,000 | 2,853,000 | 4,154,000 | 5,586,000 |
| Noninterest income | 28,000 | 53,000 | 99,000 | 111,000 |
| Noninterest expense | 858,000 | 1,722,000 | 2,583,000 | 3,564,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 640,000 | 1,166,000 | 1,643,000 | 2,097,000 |
| Income tax | 223,000 | 410,000 | 574,000 | 729,000 |
| Net income | 417,000 | 756,000 | 1,069,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,285,000 | 25,624,000 | 25,936,000 | 26,236,000 |
| Total capital | 25,623,000 | 25,971,000 | 26,289,000 | 26,598,000 |
| Risk-weighted assets | 79,740,000 | 83,306,000 | 82,716,000 | 82,315,000 |