Call reports 2012
MONTGOMERY BANK & TRUST — 2012
What MONTGOMERY BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 173,635,000 | 153,208,000 |
| Total loans | 103,929,000 | 99,782,000 |
| Allowance for loan losses | 940,000 | 2,692,000 |
| Securities available for sale | 24,357,000 | 4,684,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 164,422,000 | 164,181,000 |
| Interest-bearing deposits | 142,633,000 | 139,704,000 |
| Noninterest-bearing deposits | 21,789,000 | 24,477,000 |
| Equity capital | 3,618,000 | -16,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 1,746,000 | 3,268,000 |
| Interest expense | 758,000 | 1,424,000 |
| Net interest income | 988,000 | 1,844,000 |
| Noninterest income | -2,624,000 | -2,327,000 |
| Noninterest expense | 1,782,000 | 20,684,000 |
| Provision for loan losses | 468,000 | 3,146,000 |
| Pretax income | -3,890,000 | -24,555,000 |
| Income tax | 0 | 0 |
| Net income | -3,890,000 | -24,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 3,592,000 | -16,851,000 |
| Total capital | 4,532,000 | -16,851,000 |
| Risk-weighted assets | 124,142,000 | 117,519,000 |