Call reports 2011
MONTGOMERY BANK & TRUST — 2011
What MONTGOMERY BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 227,576,000 | 210,377,000 | 188,095,000 | 181,768,000 |
| Total loans | 129,051,000 | 122,874,000 | 123,681,000 | 113,822,000 |
| Allowance for loan losses | 3,032,000 | 3,439,000 | 3,115,000 | 3,131,000 |
| Securities available for sale | 22,045,000 | 18,541,000 | 17,947,000 | 16,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,353,000 | 198,083,000 | 177,343,000 | 172,182,000 |
| Interest-bearing deposits | 182,637,000 | 174,232,000 | 155,980,000 | 152,222,000 |
| Noninterest-bearing deposits | 25,716,000 | 23,851,000 | 21,363,000 | 19,960,000 |
| Equity capital | 13,385,000 | 6,360,000 | 4,929,000 | 3,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,018,000 | 4,030,000 | 6,140,000 | 7,709,000 |
| Interest expense | 1,131,000 | 2,230,000 | 3,213,000 | 4,087,000 |
| Net interest income | 887,000 | 1,800,000 | 2,927,000 | 3,622,000 |
| Noninterest income | -1,682,000 | -3,223,000 | -3,250,000 | -3,197,000 |
| Noninterest expense | 1,760,000 | 4,260,000 | 6,433,000 | 8,385,000 |
| Provision for loan losses | 800,000 | 4,800,000 | 5,322,000 | 6,469,000 |
| Pretax income | -3,321,000 | -10,449,000 | -11,997,000 | -14,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,321,000 | -10,449,000 | -11,997,000 | -14,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,429,000 | 6,300,000 | 4,752,000 | 3,797,000 |
| Total capital | 15,378,000 | 8,110,000 | 6,552,000 | 5,608,000 |
| Risk-weighted assets | 154,832,000 | 143,184,000 | 142,686,000 | 143,576,000 |