Call reports 2010
MONTGOMERY BANK & TRUST — 2010
What MONTGOMERY BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 236,223,000 | 227,730,000 | 219,380,000 | 229,626,000 |
| Total loans | 150,466,000 | 141,493,000 | 136,329,000 | 131,695,000 |
| Allowance for loan losses | 1,743,000 | 3,839,000 | 3,528,000 | 3,076,000 |
| Securities available for sale | 14,986,000 | 20,785,000 | 11,171,000 | 16,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,848,000 | 217,320,000 | 210,205,000 | 206,731,000 |
| Interest-bearing deposits | 204,990,000 | 200,085,000 | 194,182,000 | 180,915,000 |
| Noninterest-bearing deposits | 15,858,000 | 17,235,000 | 16,023,000 | 25,816,000 |
| Equity capital | 9,031,000 | 3,902,000 | 2,943,000 | 16,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,801,000 | 5,395,000 | 7,389,000 | 9,417,000 |
| Interest expense | 1,612,000 | 3,033,000 | 4,406,000 | 5,604,000 |
| Net interest income | 1,189,000 | 2,362,000 | 2,983,000 | 3,813,000 |
| Noninterest income | 1,372,000 | 1,562,000 | 2,025,000 | 3,497,000 |
| Noninterest expense | 2,171,000 | 4,537,000 | 6,640,000 | 9,170,000 |
| Provision for loan losses | 581,000 | 4,702,000 | 4,766,000 | 4,766,000 |
| Pretax income | -191,000 | -5,272,000 | -6,192,000 | -6,420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -191,000 | -5,272,000 | -6,192,000 | -6,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,967,000 | 3,885,000 | 2,965,000 | 16,749,000 |
| Total capital | 10,710,000 | 6,026,000 | 5,016,000 | 18,773,000 |
| Risk-weighted assets | 180,344,000 | 169,579,000 | 162,582,000 | 160,893,000 |