Call reports 2001
MONTGOMERY BANK & TRUST — 2001
What MONTGOMERY BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 119,568,000 | 116,933,000 | 116,277,000 | 115,454,000 |
| Total loans | 82,767,000 | 86,224,000 | 87,860,000 | 88,705,000 |
| Allowance for loan losses | 1,204,000 | 1,249,000 | 1,300,000 | 1,342,000 |
| Securities available for sale | 11,948,000 | 15,402,000 | 15,595,000 | 15,388,000 |
| Securities held to maturity | 2,416,000 | 2,210,000 | 2,016,000 | 1,085,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,586,000 | 104,847,000 | 103,442,000 | 102,844,000 |
| Interest-bearing deposits | 90,373,000 | 89,536,000 | 88,434,000 | 86,790,000 |
| Noninterest-bearing deposits | 17,213,000 | 15,311,000 | 15,008,000 | 16,054,000 |
| Equity capital | 9,772,000 | 9,945,000 | 10,463,000 | 10,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,435,000 | 4,882,000 | 7,337,000 | 9,796,000 |
| Interest expense | 1,287,000 | 2,533,000 | 3,717,000 | 4,812,000 |
| Net interest income | 1,148,000 | 2,349,000 | 3,620,000 | 4,984,000 |
| Noninterest income | 237,000 | 502,000 | 793,000 | 1,097,000 |
| Noninterest expense | 1,031,000 | 2,088,000 | 3,069,000 | 4,139,000 |
| Provision for loan losses | 45,000 | 90,000 | 143,000 | 200,000 |
| Pretax income | 418,000 | 782,000 | 1,310,000 | 1,851,000 |
| Income tax | 142,000 | 264,000 | 447,000 | 583,000 |
| Net income | 276,000 | 518,000 | 863,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,390,000 | 9,554,000 | 9,899,000 | 10,173,000 |
| Total capital | 10,468,000 | 10,645,000 | 11,014,000 | 11,295,000 |
| Risk-weighted assets | 86,086,000 | 87,161,000 | 88,988,000 | 89,543,000 |