Call reports 2005
BANK OF AMERICA GEORGIA, NATIONAL ASSOCIATION — 2005
What BANK OF AMERICA GEORGIA, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 6,956,033,000 | 6,177,756,000 | 6,232,808,000 | 4,893,391,000 |
| Total loans | 6,198,054,000 | 5,823,169,000 | 5,442,063,000 | 4,644,822,000 |
| Allowance for loan losses | 4,206,000 | 3,945,000 | 3,681,000 | 3,160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 701,269,000 | 725,860,000 | 745,007,000 | 760,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 98,528,000 | 191,554,000 | 277,852,000 | 356,722,000 |
| Interest expense | 44,733,000 | 94,949,000 | 146,006,000 | 201,040,000 |
| Net interest income | 53,795,000 | 96,605,000 | 131,846,000 | 155,682,000 |
| Noninterest income | 127,000 | 257,000 | 385,000 | 491,000 |
| Noninterest expense | 6,428,000 | 11,605,000 | 16,777,000 | 16,363,000 |
| Provision for loan losses | -2,398,000 | -2,468,000 | -2,909,000 | -3,216,000 |
| Pretax income | 49,892,000 | 87,725,000 | 118,363,000 | 143,026,000 |
| Income tax | 17,462,000 | 30,704,000 | 42,196,000 | 50,989,000 |
| Net income | 32,430,000 | 57,021,000 | 76,167,000 | 92,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 701,269,000 | 725,860,000 | 745,007,000 | 760,877,000 |
| Total capital | 705,475,000 | 729,805,000 | 748,688,000 | 764,037,000 |
| Risk-weighted assets | 3,163,083,000 | 2,899,856,000 | 2,798,677,000 | 2,287,912,000 |
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