Call reports 2004
BANK OF AMERICA GEORGIA, NATIONAL ASSOCIATION — 2004
What BANK OF AMERICA GEORGIA, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 11,741,650,000 | 9,342,247,000 | 8,832,172,000 | 8,813,197,000 |
| Total loans | 10,983,708,000 | 8,827,046,000 | 8,287,289,000 | 6,558,209,000 |
| Allowance for loan losses | 10,984,000 | 8,824,000 | 8,482,000 | 6,558,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 893,664,000 | 765,363,000 | 823,556,000 | 868,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 136,124,000 | 280,921,000 | 412,683,000 | 529,498,000 |
| Interest expense | 24,951,000 | 54,450,000 | 90,002,000 | 132,566,000 |
| Net interest income | 111,173,000 | 226,471,000 | 322,681,000 | 396,932,000 |
| Noninterest income | 158,000 | 310,000 | 479,000 | 617,000 |
| Noninterest expense | 7,749,000 | 15,145,000 | 22,459,000 | 28,939,000 |
| Provision for loan losses | 5,548,000 | 5,065,000 | 4,603,000 | 2,844,000 |
| Pretax income | 98,034,000 | 206,571,000 | 296,098,000 | 365,766,000 |
| Income tax | 35,348,000 | 72,186,000 | 103,520,000 | 127,904,000 |
| Net income | 62,686,000 | 134,385,000 | 192,578,000 | 237,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 893,664,000 | 765,363,000 | 823,556,000 | 868,840,000 |
| Total capital | 904,648,000 | 774,187,000 | 832,038,000 | 875,398,000 |
| Risk-weighted assets | 5,462,308,000 | 4,567,700,000 | 4,299,613,000 | 3,645,535,000 |
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