Call reports 2003
BANK OF AMERICA GEORGIA, NATIONAL ASSOCIATION — 2003
What BANK OF AMERICA GEORGIA, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 7,993,195,000 | 7,081,374,000 | 7,458,644,000 | 6,838,505,000 |
| Total loans | 7,468,060,000 | 6,504,692,000 | 6,946,344,000 | 6,346,672,000 |
| Allowance for loan losses | 5,710,000 | 6,804,000 | 5,862,000 | 6,518,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 865,576,000 | 923,771,000 | 978,087,000 | 832,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 99,383,000 | 221,526,000 | 329,328,000 | 440,685,000 |
| Interest expense | 22,183,000 | 48,723,000 | 69,933,000 | 91,465,000 |
| Net interest income | 77,200,000 | 172,803,000 | 259,395,000 | 349,220,000 |
| Noninterest income | 114,000 | 44,000 | 309,000 | 359,000 |
| Noninterest expense | 4,743,000 | 8,911,000 | 12,205,000 | 17,374,000 |
| Provision for loan losses | -5,025,000 | -3,190,000 | -3,190,000 | -1,446,000 |
| Pretax income | 77,596,000 | 167,126,000 | 250,689,000 | 333,651,000 |
| Income tax | 27,159,000 | 58,494,000 | 87,741,000 | 116,778,000 |
| Net income | 50,437,000 | 108,632,000 | 162,948,000 | 216,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 865,576,000 | 923,771,000 | 978,087,000 | 832,012,000 |
| Total capital | 871,286,000 | 930,575,000 | 983,949,000 | 838,530,000 |
| Risk-weighted assets | 4,028,925,000 | 3,550,114,000 | 3,745,582,000 | 3,367,328,000 |
Machine access — free, no API key
Every figure shown here about BANK OF AMERICA GEORGIA, NATIONAL ASSOCIATION — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.