Call reports 2002
BANK OF AMERICA GEORGIA, NATIONAL ASSOCIATION — 2002
What BANK OF AMERICA GEORGIA, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 7,036,196,000 | 6,810,959,000 | 6,617,066,000 | 5,714,801,000 |
| Total loans | 6,693,217,000 | 6,364,625,000 | 5,909,822,000 | 5,245,129,000 |
| Allowance for loan losses | 3,411,000 | 13,337,000 | 12,538,000 | 11,268,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 672,883,000 | 719,710,000 | 765,924,000 | 815,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 103,505,000 | 222,432,000 | 334,138,000 | 435,949,000 |
| Interest expense | 24,331,000 | 58,556,000 | 90,178,000 | 115,227,000 |
| Net interest income | 79,174,000 | 163,876,000 | 243,960,000 | 320,722,000 |
| Noninterest income | 0 | 29,000 | 74,000 | 156,000 |
| Noninterest expense | 4,219,000 | 6,982,000 | 12,498,000 | 14,897,000 |
| Provision for loan losses | -7,333,000 | 2,593,000 | 6,108,000 | 4,838,000 |
| Pretax income | 82,288,000 | 154,330,000 | 225,428,000 | 301,143,000 |
| Income tax | 28,801,000 | 54,015,000 | 78,900,000 | 105,400,000 |
| Net income | 53,487,000 | 100,315,000 | 146,528,000 | 195,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 672,883,000 | 719,710,000 | 765,924,000 | 815,139,000 |
| Total capital | 676,294,000 | 733,047,000 | 778,462,000 | 826,407,000 |
| Risk-weighted assets | 3,572,866,000 | 3,252,373,000 | 3,108,572,000 | 2,816,013,000 |