Call reports 2023
STATE BANK — 2023
What STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 393,580,000 | 365,529,000 | 368,857,000 | 385,870,000 |
| Total loans | 291,874,000 | 275,996,000 | 282,019,000 | 295,161,000 |
| Allowance for loan losses | 5,658,000 | 5,858,000 | 5,844,000 | 3,131,000 |
| Securities available for sale | 77,454,000 | 76,043,000 | 73,207,000 | 74,159,000 |
| Securities held to maturity | 3,447,000 | 3,447,000 | 3,447,000 | 3,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,119,000 | 304,296,000 | 304,896,000 | 333,477,000 |
| Interest-bearing deposits | 285,116,000 | 253,803,000 | 265,657,000 | 290,476,000 |
| Noninterest-bearing deposits | 49,003,000 | 50,493,000 | 39,239,000 | 43,001,000 |
| Equity capital | 27,263,000 | 27,830,000 | 27,284,000 | 31,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,179,000 | 8,606,000 | 13,073,000 | 18,163,000 |
| Interest expense | 1,007,000 | 2,513,000 | 4,193,000 | 6,279,000 |
| Net interest income | 3,172,000 | 6,093,000 | 8,880,000 | 11,884,000 |
| Noninterest income | 270,000 | 583,000 | 873,000 | 1,272,000 |
| Noninterest expense | 1,563,000 | 3,024,000 | 4,626,000 | 6,284,000 |
| Provision for loan losses | 2,136,000 | 2,337,000 | 2,322,000 | 53,000 |
| Pretax income | -201,000 | 1,372,000 | 2,847,000 | 6,882,000 |
| Income tax | -83,000 | 322,000 | 698,000 | 1,794,000 |
| Net income | -118,000 | 1,050,000 | 2,149,000 | 5,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,723,000 | 35,531,000 | 36,229,000 | 38,269,000 |