Call reports 2022
STATE BANK — 2022
What STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 330,757,000 | 329,282,000 | 331,682,000 | 352,016,000 |
| Total loans | 217,447,000 | 223,333,000 | 230,292,000 | 247,005,000 |
| Allowance for loan losses | 4,123,000 | 3,986,000 | 3,378,000 | 3,493,000 |
| Securities available for sale | 89,534,000 | 84,541,000 | 79,436,000 | 79,349,000 |
| Securities held to maturity | 3,792,000 | 3,792,000 | 3,792,000 | 3,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,433,000 | 267,765,000 | 266,410,000 | 290,815,000 |
| Interest-bearing deposits | 209,165,000 | 213,247,000 | 209,290,000 | 234,506,000 |
| Noninterest-bearing deposits | 57,269,000 | 54,518,000 | 57,119,000 | 56,308,000 |
| Equity capital | 29,446,000 | 26,373,000 | 26,468,000 | 28,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,771,000 | 5,697,000 | 8,887,000 | 12,549,000 |
| Interest expense | 312,000 | 663,000 | 1,098,000 | 1,646,000 |
| Net interest income | 2,459,000 | 5,034,000 | 7,789,000 | 10,903,000 |
| Noninterest income | 284,000 | 593,000 | 890,000 | 1,330,000 |
| Noninterest expense | 1,291,000 | 2,669,000 | 4,206,000 | 5,811,000 |
| Provision for loan losses | 0 | 0 | -682,000 | -682,000 |
| Pretax income | 1,462,000 | 2,969,000 | 5,166,000 | 7,115,000 |
| Income tax | 387,000 | 776,000 | 1,364,000 | 1,885,000 |
| Net income | 1,075,000 | 2,193,000 | 3,802,000 | 5,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,691,000 | 33,452,000 | 34,671,000 | 35,708,000 |