Call reports 2021
STATE BANK — 2021
What STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 324,403,000 | 319,470,000 | 334,741,000 | 324,748,000 |
| Total loans | 192,049,000 | 186,379,000 | 177,797,000 | 215,578,000 |
| Allowance for loan losses | 3,842,000 | 3,856,000 | 3,866,000 | 4,114,000 |
| Securities available for sale | 83,656,000 | 92,739,000 | 91,211,000 | 93,709,000 |
| Securities held to maturity | 4,132,000 | 4,132,000 | 4,132,000 | 3,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,575,000 | 253,905,000 | 263,513,000 | 259,728,000 |
| Interest-bearing deposits | 198,756,000 | 198,217,000 | 204,661,000 | 205,413,000 |
| Noninterest-bearing deposits | 58,818,000 | 55,687,000 | 58,851,000 | 54,315,000 |
| Equity capital | 31,846,000 | 32,667,000 | 33,314,000 | 33,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,497,000 | 5,040,000 | 7,659,000 | 10,285,000 |
| Interest expense | 389,000 | 737,000 | 1,063,000 | 1,377,000 |
| Net interest income | 2,108,000 | 4,303,000 | 6,596,000 | 8,908,000 |
| Noninterest income | 282,000 | 602,000 | 884,000 | 1,273,000 |
| Noninterest expense | 1,142,000 | 2,294,000 | 3,582,000 | 5,003,000 |
| Provision for loan losses | 18,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 1,230,000 | 2,593,000 | 3,917,000 | 5,197,000 |
| Income tax | 322,000 | 671,000 | 1,013,000 | 1,345,000 |
| Net income | 908,000 | 1,922,000 | 2,904,000 | 3,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,181,000 | 31,840,000 | 32,447,000 | 33,006,000 |