Call reports 2020
STATE BANK — 2020
What STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 271,310,000 | 300,288,000 | 301,505,000 | 313,722,000 |
| Total loans | 186,582,000 | 216,361,000 | 206,299,000 | 190,001,000 |
| Allowance for loan losses | 3,516,000 | 3,747,000 | 3,788,000 | 3,919,000 |
| Securities available for sale | 68,437,000 | 67,050,000 | 69,709,000 | 77,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 4,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,131,000 | 234,962,000 | 231,957,000 | 250,080,000 |
| Interest-bearing deposits | 190,218,000 | 190,563,000 | 189,453,000 | 193,575,000 |
| Noninterest-bearing deposits | 27,913,000 | 44,398,000 | 42,504,000 | 56,505,000 |
| Equity capital | 29,370,000 | 31,100,000 | 31,448,000 | 32,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,722,000 | 5,409,000 | 8,047,000 | 10,795,000 |
| Interest expense | 619,000 | 1,156,000 | 1,654,000 | 2,102,000 |
| Net interest income | 2,103,000 | 4,253,000 | 6,393,000 | 8,693,000 |
| Noninterest income | 235,000 | 494,000 | 745,000 | 1,099,000 |
| Noninterest expense | 1,141,000 | 2,283,000 | 3,441,000 | 4,626,000 |
| Provision for loan losses | 0 | 220,000 | 460,000 | 580,000 |
| Pretax income | 1,348,000 | 2,395,000 | 3,388,000 | 4,789,000 |
| Income tax | 351,000 | 617,000 | 868,000 | 1,201,000 |
| Net income | 997,000 | 1,778,000 | 2,520,000 | 3,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,209,000 | 29,632,000 | 29,982,000 | 30,662,000 |