Call reports 2019
STATE BANK — 2019
What STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 263,872,000 | 257,641,000 | 262,659,000 | 271,351,000 |
| Total loans | 187,606,000 | 178,447,000 | 176,881,000 | 184,570,000 |
| Allowance for loan losses | 3,607,000 | 3,578,000 | 3,579,000 | 3,505,000 |
| Securities available for sale | 66,648,000 | 64,263,000 | 71,330,000 | 70,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,084,000 | 210,033,000 | 210,550,000 | 219,987,000 |
| Interest-bearing deposits | 183,807,000 | 183,320,000 | 180,699,000 | 184,581,000 |
| Noninterest-bearing deposits | 31,278,000 | 26,713,000 | 29,851,000 | 35,405,000 |
| Equity capital | 27,693,000 | 29,016,000 | 29,634,000 | 29,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,837,000 | 5,740,000 | 8,542,000 | 11,346,000 |
| Interest expense | 600,000 | 1,240,000 | 1,885,000 | 2,522,000 |
| Net interest income | 2,237,000 | 4,500,000 | 6,657,000 | 8,824,000 |
| Noninterest income | 242,000 | 539,000 | 798,000 | 1,125,000 |
| Noninterest expense | 1,127,000 | 2,270,000 | 3,407,000 | 4,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,352,000 | 2,769,000 | 4,103,000 | 5,416,000 |
| Income tax | 338,000 | 699,000 | 1,037,000 | 1,376,000 |
| Net income | 1,014,000 | 2,070,000 | 3,066,000 | 4,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,721,000 | 28,414,000 | 29,019,000 | 28,603,000 |
| Total capital | 30,482,000 | 30,981,000 | 31,591,000 | 31,250,000 |
| Risk-weighted assets | 220,007,000 | 204,367,000 | 204,789,000 | 210,937,000 |