Call reports 2018
STATE BANK — 2018
What STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 253,139,000 | 261,861,000 | 265,926,000 | 264,214,000 |
| Total loans | 176,677,000 | 180,157,000 | 183,464,000 | 183,055,000 |
| Allowance for loan losses | 3,480,000 | 3,563,000 | 3,655,000 | 3,788,000 |
| Securities available for sale | 57,245,000 | 66,741,000 | 71,575,000 | 69,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,669,000 | 213,663,000 | 217,541,000 | 212,264,000 |
| Interest-bearing deposits | 180,993,000 | 183,628,000 | 188,770,000 | 182,960,000 |
| Noninterest-bearing deposits | 26,676,000 | 30,035,000 | 28,771,000 | 29,304,000 |
| Equity capital | 24,715,000 | 25,159,000 | 25,476,000 | 26,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,388,000 | 4,966,000 | 7,659,000 | 10,470,000 |
| Interest expense | 390,000 | 870,000 | 1,399,000 | 1,976,000 |
| Net interest income | 1,998,000 | 4,096,000 | 6,260,000 | 8,494,000 |
| Noninterest income | 230,000 | 498,000 | 864,000 | 1,156,000 |
| Noninterest expense | 934,000 | 1,946,000 | 2,998,000 | 4,212,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,204,000 | 2,468,000 | 3,856,000 | 5,091,000 |
| Income tax | 300,000 | 616,000 | 965,000 | 1,268,000 |
| Net income | 904,000 | 1,852,000 | 2,891,000 | 3,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,325,000 | 25,907,000 | 26,555,000 | 27,097,000 |
| Total capital | 27,909,000 | 28,546,000 | 29,241,000 | 29,826,000 |
| Risk-weighted assets | 205,805,000 | 210,226,000 | 213,883,000 | 217,283,000 |