Call reports 2017
STATE BANK — 2017
What STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 242,497,000 | 239,431,000 | 243,119,000 | 247,416,000 |
| Total loans | 178,325,000 | 177,557,000 | 178,724,000 | 174,522,000 |
| Allowance for loan losses | 3,900,000 | 3,931,000 | 3,540,000 | 3,387,000 |
| Securities available for sale | 51,862,000 | 53,667,000 | 54,054,000 | 53,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,436,000 | 196,546,000 | 198,515,000 | 204,142,000 |
| Interest-bearing deposits | 175,091,000 | 172,163,000 | 170,632,000 | 177,563,000 |
| Noninterest-bearing deposits | 26,345,000 | 24,383,000 | 27,883,000 | 26,579,000 |
| Equity capital | 23,989,000 | 24,805,000 | 25,109,000 | 24,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,238,000 | 4,572,000 | 6,916,000 | 9,297,000 |
| Interest expense | 329,000 | 675,000 | 1,040,000 | 1,420,000 |
| Net interest income | 1,909,000 | 3,897,000 | 5,876,000 | 7,877,000 |
| Noninterest income | 210,000 | 420,000 | 622,000 | 893,000 |
| Noninterest expense | 916,000 | 1,851,000 | 2,809,000 | 3,802,000 |
| Provision for loan losses | 0 | 0 | 0 | 120,000 |
| Pretax income | 1,203,000 | 2,466,000 | 3,689,000 | 4,848,000 |
| Income tax | 399,000 | 825,000 | 1,245,000 | 1,972,000 |
| Net income | 804,000 | 1,641,000 | 2,444,000 | 2,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,883,000 | 24,356,000 | 24,770,000 | 24,812,000 |
| Total capital | 26,397,000 | 26,894,000 | 27,347,000 | 27,310,000 |
| Risk-weighted assets | 199,753,000 | 201,669,000 | 205,213,000 | 198,938,000 |