Call reports 2016
STATE BANK — 2016
What STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 228,581,000 | 227,334,000 | 234,624,000 | 237,812,000 |
| Total loans | 172,326,000 | 174,427,000 | 174,532,000 | 172,064,000 |
| Allowance for loan losses | 4,046,000 | 4,049,000 | 4,052,000 | 3,898,000 |
| Securities available for sale | 48,778,000 | 46,890,000 | 53,038,000 | 52,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,606,000 | 182,202,000 | 186,592,000 | 196,384,000 |
| Interest-bearing deposits | 162,322,000 | 158,157,000 | 163,441,000 | 169,236,000 |
| Noninterest-bearing deposits | 27,284,000 | 24,045,000 | 23,151,000 | 27,148,000 |
| Equity capital | 23,242,000 | 23,808,000 | 24,034,000 | 23,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,190,000 | 4,372,000 | 6,517,000 | 8,717,000 |
| Interest expense | 282,000 | 582,000 | 905,000 | 1,236,000 |
| Net interest income | 1,908,000 | 3,790,000 | 5,612,000 | 7,481,000 |
| Noninterest income | 177,000 | 390,000 | 596,000 | 818,000 |
| Noninterest expense | 884,000 | 1,806,000 | 2,738,000 | 3,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,207,000 | 2,396,000 | 3,494,000 | 4,518,000 |
| Income tax | 407,000 | 805,000 | 1,167,000 | 1,497,000 |
| Net income | 800,000 | 1,591,000 | 2,327,000 | 3,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,388,000 | 22,820,000 | 23,165,000 | 23,469,000 |
| Total capital | 24,790,000 | 25,307,000 | 25,644,000 | 25,943,000 |
| Risk-weighted assets | 190,487,000 | 197,437,000 | 196,777,000 | 196,459,000 |