Call reports 2015
STATE BANK — 2015
What STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 226,047,000 | 225,069,000 | 222,910,000 | 222,208,000 |
| Total loans | 166,768,000 | 166,539,000 | 166,946,000 | 166,077,000 |
| Allowance for loan losses | 4,608,000 | 4,597,000 | 4,601,000 | 4,413,000 |
| Securities available for sale | 54,902,000 | 52,807,000 | 51,249,000 | 49,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,377,000 | 179,541,000 | 177,481,000 | 182,554,000 |
| Interest-bearing deposits | 155,796,000 | 155,927,000 | 156,426,000 | 157,752,000 |
| Noninterest-bearing deposits | 28,581,000 | 23,614,000 | 21,054,000 | 24,802,000 |
| Equity capital | 24,161,000 | 24,343,000 | 22,294,000 | 22,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,352,000 | 6,518,000 | 8,682,000 |
| Interest expense | 280,000 | 556,000 | 835,000 | 1,119,000 |
| Net interest income | 1,894,000 | 3,796,000 | 5,683,000 | 7,563,000 |
| Noninterest income | 188,000 | 414,000 | 592,000 | 824,000 |
| Noninterest expense | 912,000 | 1,839,000 | 2,780,000 | 3,729,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,174,000 | 2,375,000 | 3,544,000 | 4,714,000 |
| Income tax | 390,000 | 789,000 | 1,179,000 | 1,572,000 |
| Net income | 784,000 | 1,586,000 | 2,365,000 | 3,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,129,000 | 23,601,000 | 21,537,000 | 21,978,000 |
| Total capital | 25,459,000 | 25,895,000 | 23,839,000 | 24,319,000 |
| Risk-weighted assets | 184,119,000 | 181,180,000 | 181,825,000 | 185,219,000 |