Call reports 2014
STATE BANK — 2014
What STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 222,726,000 | 224,370,000 | 220,129,000 | 225,267,000 |
| Total loans | 171,278,000 | 168,429,000 | 163,581,000 | 166,201,000 |
| Allowance for loan losses | 4,495,000 | 4,645,000 | 4,778,000 | 4,811,000 |
| Securities available for sale | 46,603,000 | 47,443,000 | 50,218,000 | 51,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,126,000 | 180,642,000 | 174,654,000 | 181,247,000 |
| Interest-bearing deposits | 154,940,000 | 161,326,000 | 154,876,000 | 159,064,000 |
| Noninterest-bearing deposits | 26,186,000 | 19,316,000 | 19,778,000 | 22,183,000 |
| Equity capital | 22,024,000 | 22,683,000 | 23,097,000 | 23,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,411,000 | 6,600,000 | 8,794,000 |
| Interest expense | 317,000 | 639,000 | 942,000 | 1,240,000 |
| Net interest income | 1,879,000 | 3,772,000 | 5,658,000 | 7,554,000 |
| Noninterest income | 195,000 | 383,000 | 628,000 | 889,000 |
| Noninterest expense | 898,000 | 1,815,000 | 2,780,000 | 3,754,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 1,026,000 | 2,085,000 | 3,101,000 | 4,184,000 |
| Income tax | 342,000 | 697,000 | 1,035,000 | 1,400,000 |
| Net income | 684,000 | 1,388,000 | 2,066,000 | 2,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,473,000 | 21,877,000 | 22,255,000 | 22,688,000 |
| Total capital | 23,713,000 | 24,104,000 | 24,427,000 | 24,899,000 |
| Risk-weighted assets | 176,951,000 | 175,751,000 | 171,178,000 | 174,268,000 |