Call reports 2013
STATE BANK — 2013
What STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 218,067,000 | 215,875,000 | 214,200,000 | 216,122,000 |
| Total loans | 159,565,000 | 160,414,000 | 157,486,000 | 161,896,000 |
| Allowance for loan losses | 3,658,000 | 3,958,000 | 4,238,000 | 4,344,000 |
| Securities available for sale | 51,901,000 | 48,530,000 | 51,812,000 | 48,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,660,000 | 173,382,000 | 169,653,000 | 174,385,000 |
| Interest-bearing deposits | 157,367,000 | 151,909,000 | 149,804,000 | 153,791,000 |
| Noninterest-bearing deposits | 20,293,000 | 21,473,000 | 19,849,000 | 20,594,000 |
| Equity capital | 21,076,000 | 20,901,000 | 21,044,000 | 21,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,238,000 | 4,450,000 | 6,606,000 | 8,813,000 |
| Interest expense | 382,000 | 747,000 | 1,102,000 | 1,444,000 |
| Net interest income | 1,856,000 | 3,703,000 | 5,504,000 | 7,369,000 |
| Noninterest income | 190,000 | 417,000 | 635,000 | 853,000 |
| Noninterest expense | 862,000 | 1,732,000 | 2,594,000 | 3,498,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 890,000 | 1,794,000 | 2,651,000 | 3,530,000 |
| Income tax | 283,000 | 571,000 | 841,000 | 1,119,000 |
| Net income | 607,000 | 1,223,000 | 1,810,000 | 2,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,843,000 | 20,268,000 | 20,665,000 | 21,089,000 |
| Total capital | 21,991,000 | 22,453,000 | 22,835,000 | 23,282,000 |
| Risk-weighted assets | 170,314,000 | 173,031,000 | 171,528,000 | 173,292,000 |