Call reports 2012
STATE BANK — 2012
What STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 220,967,000 | 222,272,000 | 217,673,000 | 218,913,000 |
| Total loans | 160,222,000 | 159,411,000 | 152,193,000 | 158,183,000 |
| Allowance for loan losses | 3,145,000 | 2,547,000 | 3,065,000 | 3,356,000 |
| Securities available for sale | 54,198,000 | 52,258,000 | 56,726,000 | 53,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,576,000 | 179,051,000 | 175,021,000 | 176,801,000 |
| Interest-bearing deposits | 159,655,000 | 157,805,000 | 155,672,000 | 156,713,000 |
| Noninterest-bearing deposits | 20,921,000 | 21,246,000 | 19,349,000 | 20,088,000 |
| Equity capital | 20,813,000 | 21,006,000 | 21,213,000 | 20,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,469,000 | 4,896,000 | 7,273,000 | 9,586,000 |
| Interest expense | 504,000 | 970,000 | 1,405,000 | 1,822,000 |
| Net interest income | 1,965,000 | 3,926,000 | 5,868,000 | 7,764,000 |
| Noninterest income | 181,000 | 392,000 | 583,000 | 862,000 |
| Noninterest expense | 831,000 | 1,642,000 | 2,453,000 | 3,288,000 |
| Provision for loan losses | 550,000 | 1,600,000 | 2,605,000 | 2,910,000 |
| Pretax income | 766,000 | 1,077,000 | 1,394,000 | 2,429,000 |
| Income tax | 226,000 | 269,000 | 316,000 | 652,000 |
| Net income | 540,000 | 808,000 | 1,078,000 | 1,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,449,000 | 19,526,000 | 19,605,000 | 19,428,000 |
| Total capital | 21,619,000 | 21,649,000 | 21,647,000 | 21,495,000 |
| Risk-weighted assets | 172,585,000 | 169,388,000 | 162,359,000 | 164,046,000 |