Call reports 2011
STATE BANK — 2011
What STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 209,248,000 | 213,469,000 | 212,578,000 | 217,426,000 |
| Total loans | 153,956,000 | 153,829,000 | 143,303,000 | 150,804,000 |
| Allowance for loan losses | 2,670,000 | 3,193,000 | 3,485,000 | 2,594,000 |
| Securities available for sale | 51,466,000 | 50,243,000 | 58,326,000 | 58,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,110,000 | 170,738,000 | 168,531,000 | 176,126,000 |
| Interest-bearing deposits | 153,704,000 | 155,524,000 | 153,764,000 | 156,978,000 |
| Noninterest-bearing deposits | 15,406,000 | 15,214,000 | 14,767,000 | 19,148,000 |
| Equity capital | 18,319,000 | 18,964,000 | 19,836,000 | 20,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,561,000 | 5,138,000 | 7,658,000 | 10,159,000 |
| Interest expense | 614,000 | 1,209,000 | 1,779,000 | 2,321,000 |
| Net interest income | 1,947,000 | 3,929,000 | 5,879,000 | 7,838,000 |
| Noninterest income | 181,000 | 384,000 | 570,000 | 843,000 |
| Noninterest expense | 826,000 | 1,635,000 | 2,436,000 | 3,256,000 |
| Provision for loan losses | 195,000 | 760,000 | 985,000 | 1,270,000 |
| Pretax income | 1,107,000 | 1,939,000 | 3,067,000 | 4,195,000 |
| Income tax | 368,000 | 624,000 | 998,000 | 1,366,000 |
| Net income | 739,000 | 1,315,000 | 2,069,000 | 2,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,568,000 | 17,953,000 | 18,517,000 | 19,100,000 |
| Total capital | 19,651,000 | 20,036,000 | 20,488,000 | 21,160,000 |
| Risk-weighted assets | 166,023,000 | 165,556,000 | 156,193,000 | 164,276,000 |