Call reports 2010
STATE BANK — 2010
What STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 190,979,000 | 195,096,000 | 199,048,000 | 205,350,000 |
| Total loans | 132,576,000 | 133,293,000 | 135,056,000 | 147,720,000 |
| Allowance for loan losses | 2,153,000 | 2,078,000 | 2,199,000 | 2,475,000 |
| Securities available for sale | 52,134,000 | 51,400,000 | 56,790,000 | 53,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,564,000 | 157,955,000 | 160,324,000 | 164,828,000 |
| Interest-bearing deposits | 144,457,000 | 146,568,000 | 149,012,000 | 150,617,000 |
| Noninterest-bearing deposits | 10,107,000 | 11,387,000 | 11,312,000 | 14,211,000 |
| Equity capital | 16,505,000 | 17,038,000 | 17,761,000 | 17,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,410,000 | 4,827,000 | 7,280,000 | 9,800,000 |
| Interest expense | 757,000 | 1,475,000 | 2,155,000 | 2,815,000 |
| Net interest income | 1,653,000 | 3,352,000 | 5,125,000 | 6,985,000 |
| Noninterest income | 152,000 | 336,000 | 502,000 | 770,000 |
| Noninterest expense | 757,000 | 1,541,000 | 2,347,000 | 3,166,000 |
| Provision for loan losses | 120,000 | 240,000 | 440,000 | 745,000 |
| Pretax income | 928,000 | 1,908,000 | 2,853,000 | 3,857,000 |
| Income tax | 289,000 | 598,000 | 891,000 | 1,205,000 |
| Net income | 639,000 | 1,310,000 | 1,962,000 | 2,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,569,000 | 16,050,000 | 16,510,000 | 17,021,000 |
| Total capital | 17,411,000 | 17,923,000 | 18,412,000 | 19,027,000 |
| Risk-weighted assets | 147,059,000 | 149,620,000 | 151,846,000 | 159,978,000 |