Call reports 2009
STATE BANK — 2009
What STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 180,016,000 | 180,528,000 | 187,384,000 | 191,876,000 |
| Total loans | 130,339,000 | 129,050,000 | 125,181,000 | 129,961,000 |
| Allowance for loan losses | 1,773,000 | 1,701,000 | 1,977,000 | 2,033,000 |
| Securities available for sale | 40,892,000 | 45,701,000 | 53,842,000 | 54,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,860,000 | 147,952,000 | 150,154,000 | 154,672,000 |
| Interest-bearing deposits | 139,346,000 | 137,229,000 | 139,185,000 | 143,384,000 |
| Noninterest-bearing deposits | 9,514,000 | 10,723,000 | 10,969,000 | 11,288,000 |
| Equity capital | 14,143,000 | 14,452,000 | 15,677,000 | 15,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,307,000 | 4,666,000 | 7,039,000 | 9,468,000 |
| Interest expense | 946,000 | 1,866,000 | 2,750,000 | 3,584,000 |
| Net interest income | 1,361,000 | 2,800,000 | 4,289,000 | 5,884,000 |
| Noninterest income | 146,000 | 328,000 | 495,000 | 655,000 |
| Noninterest expense | 701,000 | 1,519,000 | 2,273,000 | 3,065,000 |
| Provision for loan losses | 120,000 | 240,000 | 515,000 | 665,000 |
| Pretax income | 686,000 | 1,429,000 | 2,056,000 | 2,870,000 |
| Income tax | 223,000 | 459,000 | 642,000 | 891,000 |
| Net income | 463,000 | 970,000 | 1,414,000 | 1,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,651,000 | 14,157,000 | 14,552,000 | 15,121,000 |
| Total capital | 15,408,000 | 15,858,000 | 16,317,000 | 16,930,000 |
| Risk-weighted assets | 140,554,000 | 141,889,000 | 141,013,000 | 144,484,000 |