Call reports 2007
STATE BANK — 2007
What STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 137,500,000 | 138,212,000 | 144,356,000 | 151,804,000 |
| Total loans | 107,526,000 | 106,482,000 | 112,513,000 | 115,213,000 |
| Allowance for loan losses | 1,332,000 | 1,374,000 | 1,422,000 | 1,464,000 |
| Securities available for sale | 23,900,000 | 24,121,000 | 27,172,000 | 28,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,339,000 | 119,159,000 | 124,384,000 | 128,435,000 |
| Interest-bearing deposits | 110,799,000 | 109,724,000 | 115,273,000 | 116,988,000 |
| Noninterest-bearing deposits | 8,540,000 | 9,435,000 | 9,111,000 | 11,447,000 |
| Equity capital | 10,566,000 | 10,642,000 | 11,260,000 | 11,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,249,000 | 4,609,000 | 7,040,000 | 9,479,000 |
| Interest expense | 1,146,000 | 2,360,000 | 3,633,000 | 4,886,000 |
| Net interest income | 1,103,000 | 2,249,000 | 3,407,000 | 4,593,000 |
| Noninterest income | 69,000 | 166,000 | 257,000 | 357,000 |
| Noninterest expense | 611,000 | 1,301,000 | 1,909,000 | 2,561,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 168,000 |
| Pretax income | 519,000 | 1,030,000 | 1,629,000 | 2,221,000 |
| Income tax | 178,000 | 354,000 | 561,000 | 767,000 |
| Net income | 341,000 | 676,000 | 1,068,000 | 1,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,643,000 | 10,978,000 | 11,370,000 | 11,762,000 |
| Total capital | 11,975,000 | 12,352,000 | 12,792,000 | 13,226,000 |
| Risk-weighted assets | 115,846,000 | 115,086,000 | 121,475,000 | 122,899,000 |