Call reports 2006
STATE BANK — 2006
What STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 123,909,000 | 124,697,000 | 129,516,000 | 135,501,000 |
| Total loans | 92,908,000 | 96,024,000 | 100,202,000 | 104,164,000 |
| Allowance for loan losses | 971,000 | 1,106,000 | 1,171,000 | 1,290,000 |
| Securities available for sale | 20,332,000 | 20,047,000 | 21,656,000 | 22,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,154,000 | 109,559,000 | 112,195,000 | 116,239,000 |
| Interest-bearing deposits | 99,259,000 | 100,082,000 | 102,718,000 | 105,499,000 |
| Noninterest-bearing deposits | 9,895,000 | 9,477,000 | 9,477,000 | 10,740,000 |
| Equity capital | 9,126,000 | 9,329,000 | 9,794,000 | 10,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,837,000 | 5,968,000 | 8,211,000 |
| Interest expense | 754,000 | 1,636,000 | 2,643,000 | 3,754,000 |
| Net interest income | 1,085,000 | 2,201,000 | 3,325,000 | 4,457,000 |
| Noninterest income | 61,000 | 129,000 | 206,000 | 293,000 |
| Noninterest expense | 518,000 | 1,051,000 | 1,622,000 | 2,235,000 |
| Provision for loan losses | 75,000 | 210,000 | 330,000 | 450,000 |
| Pretax income | 553,000 | 1,069,000 | 1,579,000 | 2,065,000 |
| Income tax | 191,000 | 369,000 | 544,000 | 717,000 |
| Net income | 362,000 | 700,000 | 1,035,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,308,000 | 9,646,000 | 9,981,000 | 10,302,000 |
| Total capital | 10,279,000 | 10,752,000 | 11,152,000 | 11,592,000 |
| Risk-weighted assets | 99,689,000 | 105,277,000 | 107,326,000 | 111,414,000 |