Call reports 2002
STATE BANK — 2002
What STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 65,500,000 | 69,989,000 | 72,585,000 | 76,798,000 |
| Total loans | 50,140,000 | 53,840,000 | 54,861,000 | 55,824,000 |
| Allowance for loan losses | 892,000 | 727,000 | 772,000 | 816,000 |
| Securities available for sale | 10,279,000 | 11,436,000 | 11,640,000 | 11,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,432,000 | 61,603,000 | 63,144,000 | 67,186,000 |
| Interest-bearing deposits | 52,460,000 | 55,080,000 | 56,121,000 | 56,577,000 |
| Noninterest-bearing deposits | 4,972,000 | 6,523,000 | 7,023,000 | 10,609,000 |
| Equity capital | 5,667,000 | 5,884,000 | 6,167,000 | 6,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 2,001,000 | 3,036,000 | 4,068,000 |
| Interest expense | 448,000 | 883,000 | 1,297,000 | 1,678,000 |
| Net interest income | 525,000 | 1,118,000 | 1,739,000 | 2,390,000 |
| Noninterest income | 27,000 | 60,000 | 88,000 | 123,000 |
| Noninterest expense | 335,000 | 677,000 | 1,021,000 | 1,386,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 225,000 |
| Pretax income | 187,000 | 426,000 | 686,000 | 902,000 |
| Income tax | 65,000 | 151,000 | 244,000 | 324,000 |
| Net income | 122,000 | 275,000 | 442,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,522,000 | 5,675,000 | 5,842,000 | 5,978,000 |
| Total capital | 6,268,000 | 6,402,000 | 6,614,000 | 6,794,000 |
| Risk-weighted assets | 59,547,000 | 59,550,000 | 63,896,000 | 66,807,000 |