Call reports 2001
STATE BANK — 2001
What STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,526,000 | 64,000,000 | 65,277,000 | 67,921,000 |
| Total loans | 42,287,000 | 46,606,000 | 48,453,000 | 48,409,000 |
| Allowance for loan losses | 650,000 | 680,000 | 825,000 | 868,000 |
| Securities available for sale | 10,212,000 | 9,753,000 | 10,402,000 | 10,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,312,000 | 55,647,000 | 58,236,000 | 59,001,000 |
| Interest-bearing deposits | 46,157,000 | 51,047,000 | 53,623,000 | 51,824,000 |
| Noninterest-bearing deposits | 4,155,000 | 4,600,000 | 4,613,000 | 7,177,000 |
| Equity capital | 5,071,000 | 5,370,000 | 5,584,000 | 5,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,111,000 | 3,211,000 | 4,230,000 |
| Interest expense | 636,000 | 1,279,000 | 1,939,000 | 2,492,000 |
| Net interest income | 384,000 | 832,000 | 1,272,000 | 1,738,000 |
| Noninterest income | 27,000 | 55,000 | 86,000 | 115,000 |
| Noninterest expense | 284,000 | 589,000 | 893,000 | 1,207,000 |
| Provision for loan losses | 30,000 | 60,000 | 205,000 | 248,000 |
| Pretax income | 97,000 | 238,000 | 260,000 | 398,000 |
| Income tax | 30,000 | 77,000 | 78,000 | 126,000 |
| Net income | 67,000 | 161,000 | 182,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,895,000 | 5,189,000 | 5,310,000 | 5,400,000 |
| Total capital | 5,483,000 | 5,808,000 | 5,989,000 | 6,170,000 |
| Risk-weighted assets | 46,960,000 | 49,388,000 | 54,164,000 | 61,482,000 |