Call reports 2025
BANK OF COMMERCE — 2025
What BANK OF COMMERCE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 983,464,000 | 972,159,000 | 973,534,000 | 1,122,434,000 |
| Total loans | 535,656,000 | 532,323,000 | 543,960,000 | 602,141,000 |
| Allowance for loan losses | 5,239,000 | 5,423,000 | 5,057,000 | 4,970,000 |
| Securities available for sale | 92,475,000 | 94,445,000 | 96,823,000 | 102,654,000 |
| Securities held to maturity | 151,438,000 | 148,789,000 | 147,312,000 | 145,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 869,862,000 | 857,986,000 | 856,662,000 | 990,533,000 |
| Interest-bearing deposits | 807,224,000 | 796,668,000 | 792,202,000 | 899,203,000 |
| Noninterest-bearing deposits | 62,638,000 | 61,318,000 | 64,460,000 | 91,330,000 |
| Equity capital | 106,430,000 | 106,809,000 | 109,401,000 | 125,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,754,000 | 23,908,000 | 36,156,000 | 49,838,000 |
| Interest expense | 5,365,000 | 10,444,000 | 15,856,000 | 21,229,000 |
| Net interest income | 6,389,000 | 13,464,000 | 20,300,000 | 28,609,000 |
| Noninterest income | 3,369,000 | 4,264,000 | 5,407,000 | 6,432,000 |
| Noninterest expense | 4,423,000 | 9,127,000 | 14,060,000 | 21,796,000 |
| Provision for loan losses | 500,000 | 965,000 | 1,065,000 | 1,183,000 |
| Pretax income | 4,835,000 | 7,636,000 | 10,582,000 | 11,992,000 |
| Income tax | 899,000 | 1,422,000 | 1,991,000 | 2,075,000 |
| Net income | 3,936,000 | 6,214,000 | 8,591,000 | 9,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,858,000 | 127,218,000 | 126,721,000 | 140,106,000 |