Call reports 2024
BANK OF COMMERCE — 2024
What BANK OF COMMERCE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 954,152,000 | 929,128,000 | 933,186,000 | 961,776,000 |
| Total loans | 514,984,000 | 527,989,000 | 522,613,000 | 511,976,000 |
| Allowance for loan losses | 4,946,000 | 5,000,000 | 4,943,000 | 4,947,000 |
| Securities available for sale | 88,441,000 | 87,612,000 | 89,751,000 | 93,559,000 |
| Securities held to maturity | 157,052,000 | 155,592,000 | 154,058,000 | 152,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 848,753,000 | 819,758,000 | 818,527,000 | 849,480,000 |
| Interest-bearing deposits | 786,597,000 | 760,219,000 | 759,530,000 | 787,479,000 |
| Noninterest-bearing deposits | 62,156,000 | 59,539,000 | 58,997,000 | 62,001,000 |
| Equity capital | 98,004,000 | 101,005,000 | 106,715,000 | 105,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,941,000 | 22,679,000 | 34,495,000 | 46,002,000 |
| Interest expense | 5,132,000 | 10,726,000 | 16,563,000 | 22,053,000 |
| Net interest income | 5,809,000 | 11,953,000 | 17,932,000 | 23,949,000 |
| Noninterest income | 1,459,000 | 3,510,000 | 4,626,000 | 5,666,000 |
| Noninterest expense | 4,568,000 | 8,762,000 | 12,943,000 | 18,673,000 |
| Provision for loan losses | 100,000 | 347,000 | 522,000 | 682,000 |
| Pretax income | 2,600,000 | 6,354,000 | 9,093,000 | 10,260,000 |
| Income tax | 267,000 | 935,000 | 1,371,000 | 1,463,000 |
| Net income | 2,333,000 | 5,419,000 | 7,722,000 | 8,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,840,000 | 119,330,000 | 122,397,000 | 123,472,000 |