Call reports 2023
BANK OF COMMERCE — 2023
What BANK OF COMMERCE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 809,841,000 | 825,453,000 | 822,004,000 | 899,422,000 |
| Total loans | 430,749,000 | 449,675,000 | 456,584,000 | 498,840,000 |
| Allowance for loan losses | 5,201,000 | 5,025,000 | 5,398,000 | 5,168,000 |
| Securities available for sale | 94,275,000 | 93,284,000 | 80,472,000 | 113,260,000 |
| Securities held to maturity | 162,885,000 | 161,359,000 | 159,522,000 | 158,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 732,185,000 | 744,364,000 | 743,101,000 | 793,815,000 |
| Interest-bearing deposits | 592,515,000 | 688,652,000 | 689,581,000 | 716,202,000 |
| Noninterest-bearing deposits | 139,670,000 | 55,711,000 | 53,520,000 | 77,613,000 |
| Equity capital | 71,404,000 | 73,977,000 | 71,203,000 | 97,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,039,000 | 16,870,000 | 26,347,000 | 39,990,000 |
| Interest expense | 2,656,000 | 5,933,000 | 10,001,000 | 15,236,000 |
| Net interest income | 5,383,000 | 10,937,000 | 16,346,000 | 24,754,000 |
| Noninterest income | 758,000 | 1,500,000 | 5,300,000 | 6,651,000 |
| Noninterest expense | 3,398,000 | 6,839,000 | 10,490,000 | 19,741,000 |
| Provision for loan losses | 0 | 125,000 | 971,000 | 1,031,000 |
| Pretax income | 2,658,000 | 5,388,000 | 10,100,000 | 10,548,000 |
| Income tax | 359,000 | 754,000 | 1,716,000 | 1,495,000 |
| Net income | 2,299,000 | 4,634,000 | 8,384,000 | 9,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,713,000 | 107,407,000 | 109,016,000 | 129,898,000 |