Call reports 2022
BANK OF COMMERCE — 2022
What BANK OF COMMERCE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 768,094,000 | 784,122,000 | 786,263,000 | 771,444,000 |
| Total loans | 395,685,000 | 424,294,000 | 433,148,000 | 425,358,000 |
| Allowance for loan losses | 5,515,000 | 5,504,000 | 5,400,000 | 5,274,000 |
| Securities available for sale | 291,220,000 | 269,447,000 | 114,813,000 | 99,481,000 |
| Securities held to maturity | 0 | 0 | 150,290,000 | 166,641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 703,804,000 | 703,611,000 | 705,761,000 | 687,351,000 |
| Interest-bearing deposits | 585,172,000 | 565,336,000 | 568,429,000 | 547,480,000 |
| Noninterest-bearing deposits | 118,632,000 | 138,275,000 | 137,332,000 | 139,871,000 |
| Equity capital | 50,341,000 | 68,228,000 | 68,908,000 | 74,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,891,000 | 12,319,000 | 19,478,000 | 27,010,000 |
| Interest expense | 568,000 | 1,386,000 | 2,468,000 | 4,361,000 |
| Net interest income | 5,323,000 | 10,933,000 | 17,010,000 | 22,649,000 |
| Noninterest income | 1,988,000 | 3,246,000 | 4,364,000 | 4,954,000 |
| Noninterest expense | 3,358,000 | 7,001,000 | 10,366,000 | 15,361,000 |
| Provision for loan losses | 0 | 65,000 | 199,000 | 380,000 |
| Pretax income | 3,956,000 | 7,116,000 | 10,270,000 | 11,231,000 |
| Income tax | 684,000 | 1,233,000 | 1,671,000 | 1,683,000 |
| Net income | 3,272,000 | 5,883,000 | 8,599,000 | 9,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,328,000 | 102,647,000 | 104,895,000 | 104,726,000 |