Call reports 2021
BANK OF COMMERCE — 2021
What BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 725,207,000 | 728,304,000 | 732,436,000 | 732,527,000 |
| Total loans | 359,260,000 | 378,310,000 | 380,262,000 | 378,378,000 |
| Allowance for loan losses | 4,676,000 | 4,758,000 | 4,795,000 | 5,554,000 |
| Securities available for sale | 286,366,000 | 298,511,000 | 292,932,000 | 294,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,653,000 | 638,357,000 | 645,221,000 | 644,119,000 |
| Interest-bearing deposits | 551,880,000 | 577,656,000 | 547,181,000 | 525,091,000 |
| Noninterest-bearing deposits | 92,773,000 | 60,701,000 | 98,040,000 | 119,028,000 |
| Equity capital | 65,975,000 | 69,413,000 | 68,657,000 | 69,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,210,000 | 10,718,000 | 16,491,000 | 22,225,000 |
| Interest expense | 885,000 | 1,774,000 | 2,560,000 | 3,227,000 |
| Net interest income | 4,325,000 | 8,944,000 | 13,931,000 | 18,998,000 |
| Noninterest income | 1,723,000 | 2,552,000 | 3,428,000 | 5,830,000 |
| Noninterest expense | 2,584,000 | 5,284,000 | 8,083,000 | 12,604,000 |
| Provision for loan losses | 65,000 | 190,000 | 455,000 | 1,295,000 |
| Pretax income | 3,407,000 | 6,149,000 | 8,950,000 | 11,063,000 |
| Income tax | 684,000 | 1,102,000 | 1,615,000 | 1,809,000 |
| Net income | 2,723,000 | 5,047,000 | 7,335,000 | 9,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,067,000 | 64,449,000 | 63,181,000 | 65,158,000 |