Call reports 2020
BANK OF COMMERCE — 2020
What BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 601,062,000 | 630,970,000 | 654,904,000 | 666,904,000 |
| Total loans | 326,708,000 | 348,331,000 | 357,683,000 | 355,928,000 |
| Allowance for loan losses | 4,272,000 | 4,493,000 | 4,598,000 | 4,706,000 |
| Securities available for sale | 214,618,000 | 230,849,000 | 237,225,000 | 271,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 516,039,000 | 543,263,000 | 569,942,000 | 580,389,000 |
| Interest-bearing deposits | 444,821,000 | 463,953,000 | 489,336,000 | 495,471,000 |
| Noninterest-bearing deposits | 71,218,000 | 79,311,000 | 80,607,000 | 84,918,000 |
| Equity capital | 65,232,000 | 67,743,000 | 67,446,000 | 69,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,719,000 | 11,332,000 | 17,094,000 | 22,759,000 |
| Interest expense | 1,538,000 | 2,782,000 | 3,908,000 | 4,892,000 |
| Net interest income | 4,181,000 | 8,550,000 | 13,186,000 | 17,867,000 |
| Noninterest income | 1,502,000 | 2,036,000 | 2,485,000 | 3,151,000 |
| Noninterest expense | 2,323,000 | 4,731,000 | 7,285,000 | 11,085,000 |
| Provision for loan losses | 251,000 | 520,000 | 594,000 | 799,000 |
| Pretax income | 3,121,000 | 5,566,000 | 8,045,000 | 9,481,000 |
| Income tax | 609,000 | 1,121,000 | 1,480,000 | 1,664,000 |
| Net income | 2,512,000 | 4,445,000 | 6,565,000 | 7,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,905,000 | 58,028,000 | 58,316,000 | 59,657,000 |
| Total capital | 60,177,000 | 62,521,000 | — | — |
| Risk-weighted assets | 387,073,000 | 420,506,000 | — | — |