Call reports 2019
BANK OF COMMERCE — 2019
What BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 475,040,000 | 528,640,000 | 545,573,000 | 569,937,000 |
| Total loans | 278,405,000 | 309,399,000 | 326,728,000 | 319,252,000 |
| Allowance for loan losses | 4,282,000 | 4,566,000 | 4,372,000 | 4,120,000 |
| Securities available for sale | 149,686,000 | 181,969,000 | 171,564,000 | 184,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,354,000 | 450,817,000 | 465,999,000 | 493,066,000 |
| Interest-bearing deposits | 366,499,000 | 396,456,000 | 404,319,000 | 425,309,000 |
| Noninterest-bearing deposits | 45,855,000 | 54,361,000 | 61,680,000 | 67,757,000 |
| Equity capital | 46,995,000 | 61,676,000 | 61,928,000 | 62,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,092,000 | 10,594,000 | 16,130,000 | 21,952,000 |
| Interest expense | 1,507,000 | 3,085,000 | 4,748,000 | 6,329,000 |
| Net interest income | 3,585,000 | 7,509,000 | 11,382,000 | 15,623,000 |
| Noninterest income | 1,270,000 | 2,295,000 | 2,689,000 | 3,087,000 |
| Noninterest expense | 1,893,000 | 4,096,000 | 6,417,000 | 9,878,000 |
| Provision for loan losses | 145,000 | 145,000 | 145,000 | 255,000 |
| Pretax income | 2,817,000 | 5,813,000 | 7,820,000 | 8,888,000 |
| Income tax | 588,000 | 1,262,000 | 1,694,000 | 1,793,000 |
| Net income | 2,229,000 | 4,551,000 | 6,126,000 | 7,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,049,000 | 54,605,000 | 54,203,000 | 55,245,000 |
| Total capital | 47,463,000 | 58,320,000 | 58,322,000 | 59,305,000 |
| Risk-weighted assets | 272,123,000 | 296,340,000 | 329,214,000 | 324,749,000 |