Call reports 2018
BANK OF COMMERCE — 2018
What BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 459,007,000 | 453,018,000 | 482,857,000 | 477,285,000 |
| Total loans | 269,268,000 | 276,634,000 | 278,859,000 | 272,150,000 |
| Allowance for loan losses | 4,059,000 | 4,143,000 | 4,061,000 | 4,297,000 |
| Securities available for sale | 123,560,000 | 129,966,000 | 126,604,000 | 147,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,895,000 | 385,694,000 | 418,002,000 | 410,674,000 |
| Interest-bearing deposits | 341,137,000 | 344,574,000 | 337,611,000 | 361,973,000 |
| Noninterest-bearing deposits | 46,758,000 | 41,120,000 | 80,391,000 | 48,701,000 |
| Equity capital | 42,109,000 | 43,420,000 | 42,791,000 | 44,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,159,000 | 9,079,000 | 13,948,000 | 19,076,000 |
| Interest expense | 873,000 | 2,053,000 | 2,960,000 | 4,441,000 |
| Net interest income | 3,286,000 | 7,026,000 | 10,988,000 | 14,635,000 |
| Noninterest income | 261,000 | 1,583,000 | 2,187,000 | 2,515,000 |
| Noninterest expense | 1,637,000 | 3,612,000 | 5,668,000 | 8,702,000 |
| Provision for loan losses | 0 | 100,000 | 250,000 | 370,000 |
| Pretax income | 1,910,000 | 5,100,000 | 7,460,000 | 8,281,000 |
| Income tax | 360,000 | 1,117,000 | 1,636,000 | 1,685,000 |
| Net income | 1,550,000 | 3,983,000 | 5,824,000 | 6,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,281,000 | 42,877,000 | 43,161,000 | 44,076,000 |
| Total capital | 43,717,000 | 46,339,000 | 46,761,000 | 47,590,000 |
| Risk-weighted assets | 274,237,000 | 276,239,000 | 287,518,000 | 280,376,000 |