Call reports 2017
BANK OF COMMERCE — 2017
What BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 379,848,000 | 387,818,000 | 394,906,000 | 386,376,000 |
| Total loans | 273,966,000 | 277,587,000 | 268,324,000 | 256,395,000 |
| Allowance for loan losses | 4,606,000 | 4,600,000 | 4,524,000 | 4,308,000 |
| Securities available for sale | 72,109,000 | 71,581,000 | 69,615,000 | 79,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,739,000 | 315,231,000 | 324,430,000 | 322,084,000 |
| Interest-bearing deposits | 275,939,000 | 283,201,000 | 292,311,000 | 286,415,000 |
| Noninterest-bearing deposits | 38,800,000 | 32,031,000 | 32,118,000 | 35,669,000 |
| Equity capital | 34,059,000 | 35,859,000 | 35,802,000 | 35,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,896,000 | 8,004,000 | 12,124,000 | 16,342,000 |
| Interest expense | 589,000 | 1,268,000 | 2,051,000 | 2,887,000 |
| Net interest income | 3,307,000 | 6,736,000 | 10,073,000 | 13,455,000 |
| Noninterest income | 260,000 | 526,000 | 775,000 | 1,275,000 |
| Noninterest expense | 1,609,000 | 3,227,000 | 4,821,000 | 7,235,000 |
| Provision for loan losses | 225,000 | 450,000 | 594,000 | 594,000 |
| Pretax income | 1,733,000 | 3,592,000 | 5,440,000 | 6,908,000 |
| Income tax | 515,000 | 1,110,000 | 1,632,000 | 2,540,000 |
| Net income | 1,218,000 | 2,482,000 | 3,808,000 | 4,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,216,000 | 35,480,000 | 35,531,000 | 36,093,000 |
| Total capital | 37,675,000 | 38,928,000 | 38,889,000 | 39,331,000 |
| Risk-weighted assets | 275,413,000 | 274,676,000 | 267,476,000 | 257,987,000 |