Call reports 2012
BANK OF COMMERCE — 2012
What BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 242,605,000 | 255,072,000 | 263,307,000 | 271,686,000 |
| Total loans | 152,488,000 | 172,058,000 | 173,326,000 | 176,792,000 |
| Allowance for loan losses | 1,852,000 | 1,929,000 | 2,094,000 | 2,187,000 |
| Securities available for sale | 67,638,000 | 65,599,000 | 64,706,000 | 64,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,866,000 | 191,323,000 | 208,334,000 | 222,008,000 |
| Interest-bearing deposits | 169,621,000 | 171,227,000 | 185,876,000 | 193,739,000 |
| Noninterest-bearing deposits | 22,245,000 | 20,096,000 | 22,458,000 | 28,269,000 |
| Equity capital | 22,286,000 | 23,350,000 | 23,674,000 | 23,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,806,000 | 5,704,000 | 8,759,000 | 11,732,000 |
| Interest expense | 459,000 | 894,000 | 1,345,000 | 1,795,000 |
| Net interest income | 2,347,000 | 4,810,000 | 7,414,000 | 9,937,000 |
| Noninterest income | 211,000 | 413,000 | 622,000 | 824,000 |
| Noninterest expense | 1,139,000 | 2,329,000 | 3,529,000 | 5,330,000 |
| Provision for loan losses | 105,000 | 240,000 | 440,000 | 615,000 |
| Pretax income | 1,317,000 | 2,660,000 | 4,075,000 | 4,910,000 |
| Income tax | 387,000 | 802,000 | 1,238,000 | 1,412,000 |
| Net income | 930,000 | 1,858,000 | 2,837,000 | 3,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,816,000 | 21,719,000 | 21,804,000 | 22,466,000 |
| Total capital | 22,668,000 | 23,648,000 | 23,898,000 | 24,653,000 |
| Risk-weighted assets | 157,683,000 | 180,180,000 | 176,618,000 | 180,280,000 |