Call reports 2011
BANK OF COMMERCE — 2011
What BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 213,304,000 | 226,169,000 | 239,325,000 | 247,116,000 |
| Total loans | 136,978,000 | 144,280,000 | 151,198,000 | 150,084,000 |
| Allowance for loan losses | 1,522,000 | 1,650,000 | 1,649,000 | 1,742,000 |
| Securities available for sale | 57,448,000 | 61,994,000 | 61,242,000 | 65,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,330,000 | 174,691,000 | 188,935,000 | 196,594,000 |
| Interest-bearing deposits | 152,162,000 | 159,220,000 | 170,027,000 | 173,612,000 |
| Noninterest-bearing deposits | 16,168,000 | 15,471,000 | 18,908,000 | 22,983,000 |
| Equity capital | 20,076,000 | 21,434,000 | 22,138,000 | 22,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,724,000 | 5,545,000 | 8,501,000 | 11,379,000 |
| Interest expense | 573,000 | 1,152,000 | 1,764,000 | 2,329,000 |
| Net interest income | 2,151,000 | 4,393,000 | 6,737,000 | 9,050,000 |
| Noninterest income | 165,000 | 371,000 | 567,000 | 783,000 |
| Noninterest expense | 1,130,000 | 2,281,000 | 3,407,000 | 6,450,000 |
| Provision for loan losses | 225,000 | 375,000 | 525,000 | 650,000 |
| Pretax income | 963,000 | 2,109,000 | 3,375,000 | 2,736,000 |
| Income tax | 254,000 | 600,000 | 985,000 | 644,000 |
| Net income | 709,000 | 1,509,000 | 2,390,000 | 2,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,154,000 | 20,925,000 | 21,017,000 | 20,671,000 |
| Total capital | 21,676,000 | 22,575,000 | 22,666,000 | 22,413,000 |
| Risk-weighted assets | 140,604,000 | 149,358,000 | 156,884,000 | 164,801,000 |