Call reports 2010
BANK OF COMMERCE — 2010
What BANK OF COMMERCE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 219,149,000 | 212,761,000 | 226,541,000 | 217,830,000 |
| Total loans | 130,634,000 | 134,857,000 | 140,611,000 | 135,180,000 |
| Allowance for loan losses | 1,264,000 | 1,152,000 | 1,206,000 | 1,406,000 |
| Securities available for sale | 66,065,000 | 59,859,000 | 59,577,000 | 60,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,573,000 | 169,629,000 | 178,017,000 | 169,739,000 |
| Interest-bearing deposits | 162,646,000 | 155,844,000 | 162,951,000 | 151,999,000 |
| Noninterest-bearing deposits | 13,927,000 | 13,785,000 | 15,066,000 | 17,741,000 |
| Equity capital | 19,537,000 | 20,280,000 | 20,425,000 | 20,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,804,000 | 5,610,000 | 8,491,000 | 11,296,000 |
| Interest expense | 745,000 | 1,408,000 | 2,073,000 | 2,711,000 |
| Net interest income | 2,059,000 | 4,202,000 | 6,418,000 | 8,585,000 |
| Noninterest income | 168,000 | 302,000 | 578,000 | 790,000 |
| Noninterest expense | 1,238,000 | 2,465,000 | 3,537,000 | 4,904,000 |
| Provision for loan losses | 80,000 | 220,000 | 495,000 | 895,000 |
| Pretax income | 909,000 | 1,825,000 | 2,970,000 | 3,578,000 |
| Income tax | 247,000 | 508,000 | 853,000 | 981,000 |
| Net income | 662,000 | 1,317,000 | 2,117,000 | 2,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,181,000 | 19,816,000 | 19,799,000 | 20,256,000 |
| Total capital | 20,445,000 | 20,968,000 | 21,005,000 | 21,662,000 |
| Risk-weighted assets | 142,413,000 | 144,924,000 | 152,633,000 | 139,917,000 |