Call reports 2009
BANK OF COMMERCE — 2009
What BANK OF COMMERCE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 225,630,000 | 219,476,000 | 216,599,000 | 222,073,000 |
| Total loans | 120,169,000 | 128,043,000 | 132,868,000 | 130,387,000 |
| Allowance for loan losses | 918,000 | 1,056,000 | 1,009,000 | 1,225,000 |
| Securities available for sale | 75,646,000 | 73,351,000 | 66,325,000 | 64,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,075,000 | 164,552,000 | 165,553,000 | 173,619,000 |
| Interest-bearing deposits | 153,069,000 | 151,206,000 | 151,958,000 | 153,864,000 |
| Noninterest-bearing deposits | 15,006,000 | 13,346,000 | 13,595,000 | 19,755,000 |
| Equity capital | 18,630,000 | 18,686,000 | 19,383,000 | 19,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,574,000 | 8,424,000 | 11,253,000 |
| Interest expense | 1,214,000 | 2,340,000 | 3,363,000 | 4,228,000 |
| Net interest income | 1,567,000 | 3,234,000 | 5,061,000 | 7,025,000 |
| Noninterest income | 245,000 | 459,000 | 681,000 | 947,000 |
| Noninterest expense | 959,000 | 2,009,000 | 3,037,000 | 4,306,000 |
| Provision for loan losses | 45,000 | 185,000 | 485,000 | 750,000 |
| Pretax income | 819,000 | 1,513,000 | 2,254,000 | 2,954,000 |
| Income tax | 221,000 | 407,000 | 604,000 | 785,000 |
| Net income | 598,000 | 1,106,000 | 1,650,000 | 2,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,599,000 | 19,077,000 | 18,783,000 | 19,304,000 |
| Total capital | 19,517,000 | 20,133,000 | 19,792,000 | 20,529,000 |
| Risk-weighted assets | 132,493,000 | 136,812,000 | 141,121,000 | 142,439,000 |