Call reports 2006
BANK OF COMMERCE — 2006
What BANK OF COMMERCE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 168,439,000 | 170,004,000 | 168,594,000 | 167,640,000 |
| Total loans | 84,719,000 | 85,761,000 | 85,996,000 | 82,330,000 |
| Allowance for loan losses | 1,119,000 | 1,116,000 | 1,113,000 | 1,106,000 |
| Securities available for sale | 55,410,000 | 53,216,000 | 52,551,000 | 49,605,000 |
| Securities held to maturity | 13,976,000 | 14,308,000 | 13,857,000 | 13,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,282,000 | 115,030,000 | 115,514,000 | 122,242,000 |
| Interest-bearing deposits | 105,069,000 | 101,506,000 | 102,798,000 | 105,938,000 |
| Noninterest-bearing deposits | 13,213,000 | 13,524,000 | 12,716,000 | 16,304,000 |
| Equity capital | 16,649,000 | 15,742,000 | 16,917,000 | 16,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,285,000 | 4,660,000 | 7,071,000 | 9,467,000 |
| Interest expense | 1,112,000 | 2,311,000 | 3,658,000 | 4,944,000 |
| Net interest income | 1,173,000 | 2,349,000 | 3,413,000 | 4,523,000 |
| Noninterest income | 233,000 | 424,000 | 609,000 | 808,000 |
| Noninterest expense | 797,000 | 1,581,000 | 2,350,000 | 3,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 609,000 | 1,192,000 | 1,699,000 | 2,085,000 |
| Income tax | 113,000 | 218,000 | 299,000 | 345,000 |
| Net income | 496,000 | 974,000 | 1,400,000 | 1,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,348,000 | 16,961,000 | 17,387,000 | 16,862,000 |
| Total capital | 18,467,000 | 18,077,000 | 18,500,000 | 17,968,000 |
| Risk-weighted assets | 96,921,000 | 97,978,000 | 98,593,000 | 96,810,000 |