Call reports 2002
BANK OF COMMERCE — 2002
What BANK OF COMMERCE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 146,467,000 | 142,326,000 | 144,820,000 | 143,937,000 |
| Total loans | 57,558,000 | 56,274,000 | 56,704,000 | 54,289,000 |
| Allowance for loan losses | 999,000 | 1,000,000 | 995,000 | 1,400,000 |
| Securities available for sale | 61,762,000 | 49,007,000 | 46,195,000 | 47,020,000 |
| Securities held to maturity | 18,117,000 | 20,857,000 | 20,590,000 | 19,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,239,000 | 102,264,000 | 104,854,000 | 104,804,000 |
| Interest-bearing deposits | 98,640,000 | 94,002,000 | 95,856,000 | 91,697,000 |
| Noninterest-bearing deposits | 9,599,000 | 8,262,000 | 8,998,000 | 13,107,000 |
| Equity capital | 15,584,000 | 17,621,000 | 17,531,000 | 16,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,475,000 | 4,856,000 | 7,029,000 | 9,105,000 |
| Interest expense | 987,000 | 1,891,000 | 2,758,000 | 3,595,000 |
| Net interest income | 1,488,000 | 2,965,000 | 4,271,000 | 5,510,000 |
| Noninterest income | 168,000 | 301,000 | 425,000 | 565,000 |
| Noninterest expense | 628,000 | 1,252,000 | 1,911,000 | 2,777,000 |
| Provision for loan losses | 0 | 0 | 0 | 426,000 |
| Pretax income | 1,033,000 | 1,948,000 | 2,722,000 | 2,809,000 |
| Income tax | 272,000 | 488,000 | 659,000 | 647,000 |
| Net income | 761,000 | 1,460,000 | 2,063,000 | 2,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,342,000 | 17,041,000 | 16,777,000 | 16,000,000 |
| Total capital | 17,061,000 | 17,820,000 | 17,595,000 | 16,709,000 |
| Risk-weighted assets | 57,270,000 | 62,081,000 | 65,276,000 | 56,047,000 |